Group RESP Research

Do you have an RESP for your child? We want to hear from you!

Telling us what it was like to open and have a group RESP will help us support other parents to make smart decisions about saving for their children’s education.

We want to hear from you if:
  • You have ever opened a ‘Group RESP’ through a private financial company
  • (not through a regular bank or credit union)
  • You were living on a low income when you originally opened your group RESP
  • You are willing to share your experience with us for our research project
  • You are available for a 60-90 minute interview before September 15, 2017

$50 Honorarium
As a thank you for your time and for sharing your experiences, all participants who attend an individual meeting will receive a $50 honorarium. Payments will be arranged after your interview is complete.

Interested? Questions? Please contact us.

Want to learn more about this project? See below:

What is a Group RESP?
A group RESP is one of the ways that people save for their children’s post-secondary education. In general, when you sign up for a group RESP, your contract includes an agreement to put money in the RESP each month. A group RESP combines the money you put in for your child’s education with money contributed by other people for their children. Group RESPs are different than RESPs that are opened through a regular bank or credit unit.

What is the research project all about?
SEED Winnipeg and other community-based organizations across Canada have been working for nearly a decade to increase the awareness of what an RESP is and the uptake of the Canada Learning Bond by low-income families. We are interested in learning more about the experiences people are having with group RESP plans.

Who is participating in the research?
We will be asking about 50 people from Winnipeg and Calgary about their experiences with group RESPs.

We are interviewing parents or caregivers who have opened a group RESP at some point in their life. The RESP can still be active, closed or have been used for post-secondary education.

We want to hear the experiences of people who were living on a low level of income at the time of opening their RESP.

Why should you participate?
As a person who has enrolled in a group RESP, sharing your experience can be helpful to others. The information you provide will help us to develop educational materials for others who are thinking of investing in an RESP.

The first step is to call to find out if you are eligible for the interview. We will ask you a few questions to see if you are a match for our study. If you are, then we will schedule a face-to-face individual meeting with you. The interview can take 60 to 90 minutes.

Who is involved in this research project?
This research is being done by SEED Winnipeg in partnership with Dr. Jerry Buckland (Menno Simons College, Canadian Mennonite University), Dr. Gail Henderson (Queen’s University), Momentum and the Legal Help Centre.

This project is funded by the Law Foundation of Ontario, Access to Justice Fund and has received ethics approval from the Canadian Mennonite University Ethics Review Committee.

Interested in being a part of our study?
Please contact us: